There is a facility called a no worse underwriting terms transfer. This replicates existing underwriting and allows pre existing conditions to be covered subject to the standard policy terms and rules of the new insurer. It is important to stress that it is only underwriting that is being replicated and clients should ensure that the scheme benefits and rules of any prospective insurer are adequate.
- BupaBupa and Consilium Employee Benefits have a strong and well established relationship. As one of our trusted intermediaries, we have confidence that Consilium are able to provide consistent advice to our mutual clients.

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To arrange a free consultation please email or call 0208 462 1600.
The sale of insurance is regulated in the UK by the Financial Services Authority (FSA). All insurance sold through Consilium Employee Benefits is authorised and regulated by FSA.